I, the undersigned represent that all the above statements are true and complete and hereby authorize Cahaba Realty & Management Co., LLC, Landlord and its agents to obtain an investigative consumer credit report including but not limited to credit history, OFAC search, landlord/tenant court record search, criminal record search and registered sex offender search. Such authorization does not require owner to make verifications or investigations. I authorize the release of information from previous or current landlords, employers, and bank representatives. I authorize contact with any emergency contacts and references listed. This investigation is for resident screening purposes only, and is strictly confidential. This report contains information compiled from sources believed to be reliable, but the accuracy of which cannot be guaranteed. I hereby hold raysandefurrealtor.com, Landlord and its agents free and harmless of any liability for any damages arising out of any improper use of this information. False information given in any of the above inquiries shall entitle owner to (1) reject this application, (2) retain application fee(s) and deposit(s) as liquidated damages for owners time and expenses of processing this application, and (3) terminate resident’s right of occupancy. False information may also constitute a serious criminal offense under the laws of this state. In any lawsuit relating to this application, application agreement or rights under statue or government regulations the prevailing party is entitled to recover attorney’s fees and all other costs of litigation from the non-prevailing party. owner reserves the right to regularly and routinely furnish information to consumer reporting agencies about performance of lease obligations by residents. Such information may be reported at any time and may include both favorable and unfavorable information regarding a resident’s compliance with the lease, rules and financial obligations.
Important information about your rights under the Fair Credit reporting Act: You have a right to request disclosure of the nature and scope of the investigation. You must be told if information in your file has been used against you. You have a right to know what is in your file, and this disclosure may be free. You have the right to ask for a credit score (there may be a fee for this service). You have the right to dispute incomplete or inaccurate information. Consumer reporting agencies must correct inaccurate, incomplete, or unverifiable information. A summary of your rights under the Fair Credit Reporting Act is available by visiting or writing (Para information en espanol, visite o escribe): http://www.ftc.gov/credit Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Avenue N.W., Washington D.C. 20580